International travel is a gift we give ourselves; the world is so wonderfully varied that it enriches our lives in unquantifiable ways to get out there and explore different countries. But everything — even crossing the street in our own neighborhoods — comes with a little risk, and one that unfortunately keeps some people from traveling abroad is a fear of getting injured or sick, and not knowing how to help themselves in a foreign country. RoamRight travel insurance helps get over that hump (legitimate or not) in as easy a way as possible, with a lot of added value for its app users.
Now, this post was sponsored by RoamRight; I was given a temporary policy number to explore the app, so all opinions are mine. RoamRight does more than simply provide travel insurance, though of course it does provide that very important aspect of a travel. The RoamRight travel insurance mobile app also allows policy holders to:
1. research travel destinations
2. be notified (on smartphones) about events that could affect travel plans
3. evaluate the safety and security of travel destinations
4. securely store copies if travel documents (like passports and virtual tickets)
5. have audio and written translations of medical terms and phrases abroad
6. purchase the right medication to help “fix what ails ya” in different destinations’ pharmacies.
App users with RoamRight policies can also manage those policies through the app, and get fast emergency assistance through a RoamRight contact. That is quite a lot! RoamRight provides what I would call A to Z travel insurance. Being able to have your travel plans, your travel insurance card (in digital form), passport info and easily accessible information about your travel destination’s current weather is really handy. Aggregating everything helps keep your vacation more organized.
Of course, RoamRight is first and foremost a travel insurance provider with a broad swath of comprehensive insurance plans. This runs the gamut from lost luggage (always fun) to paying for health expenses that primary health insurance at home doesn’t cover. Visit RoamRight.com to see all the ways Arch Insurance Company — the insurance underwriter for and parent company of RoamRight — covers trips. It may even reimburse some or all travel costs if a trip gets cancelled; Hallelujah. Now, if a trip gets cancelled, RoamRight’s cancellation insurance can provide compensation for accidents and illness and severe weather or natural disasters. Optional insurance coverage also allows for reimbursable cancellation for any reason at all.
Users of the RoamRight app don’t need to be policy holders, by the way. The app is free to download, and a few user-friendly aspects can be accessed such as medical phrase translations, and international drug equivalences. But having travel insurance is simply a good idea regardless. Being able to instantly access up-to-date weather hazards and security issues at a given destination is important for those nervous to travel to other countries, and having those details accessible in the same site as travel plans and important documents streamlines the entire process.
Health issues on the road can happen to anyone. When my daughter was 2 years old, she swallowed a penny (long story, but she’s actually pretty intelligent believe it or not) in Puerto Rico. Spending a beautiful vacation day inside a public hospital, having panicked and completely lost my already-iffy handle on the Spanish language, was not a memorable vacation moment the positive sense. This was years ago. If I’d had the RoamRight travel insurance app and plans back then, my family wouldn’t have been hit with the huge bill we received as an “adios” from Puerto Rico at the end of that trip. (Now, if only the app can prevent wacky uncles from playing “let’s pretend this penny is a peanut butter sandwich” with toddlers, we’d really be in luck.) But what RoamRight travel insurance really would have given us back then, and what it can give all of us now, is peace of mind.
Peace of mind. Some parts of international travel are annoying and a little stressful — waiting for luggage at the airport carousal, entry visas, the US customs line — no matter what. Relieving the stress and annoyance associated with some of the common problems encountered with travel is a boon. If you’re one of those people who hesitates to travel because of fear of those unexpected issues, check out RoamRight. It can go a long way towards helping you take that next, positive step out into the world.
The RoamRight mark is used by Arch Insurance Company and owned by its affiliate, Arch Capital Group (US). All insurance products offered and underwritten by Arch Insurance Company.